EMPIRE ASSOCIATES
FRANK CARDENAS
MORTGAGE LOAN ORIGINATOR
(760) 429-3380 Cell
(760) 529-5837 Fax
Email:
PRE-HUD HOMES
Empire Associates Specalizes in Manufactured / Mobile Home Financing.
GENERAL REQUIREMENTS
EDWARD R. PARISH, JD
BROKER / OWNER
(760) 822-9106 Cell
(760) 529-5837 Fax
Email:
Type your paragraph here.
LOAN PROGRAMS
We Appreciate the Opportunity to serve you.
CALL OR EMAIL US!
We are available 7 days a week and will work with you from beginning to end.
The loan process can be overwhelming, so we strive to make your experience as smooth as possible.
Copyright / 2017 / Empire Associates
"Bringing Dreams Home"
- Two years of continuous employment. Other income may include, social security, court ordered child support, alimony, annuities, rentals.
- 500 plus credit score.
- A certified appraisal and home owners insurance required with loan approval.
Mobile home loan programs are first separated into
2 categories. Loans on leased land with space rent, called
'Chattel Loans', and Loans on real property,
called 'Fee Simple Loans',
where you own the land. Our programs are then separated further to accommodate your specific needs.
MOBILE HOME LOANS
June 15th, 1976 is an important date in the
Mobile Home lending industry. Mobile homes built prior to this date are Pre-HUD homes. This is the date
Housing and Urban Development set in place mobile home building guidlines. We can finance a Pre-HUD home on land or
on leased land, as old as 1965.