EMPIRE ASSOCIATES

June 15th, 1976 is an important date in the

Mobile Home lending industry. Mobile homes built prior to this date are Pre-HUD homes. This is the date

Housing and Urban Development set in place mobile home building guidlines. We can finance a Pre-HUD home on land or

on leased land, as old as 1965.

We Appreciate the Opportunity to serve you.

Empire Associates Specalizes in Manufactured / Mobile Home Financing.

Copyright / 2017 / Empire Associates

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Mobile home loan programs are first separated into

2 categories. Loans on leased land with space rent, called

'Chattel Loans', and Loans on real property,

called 'Fee Simple Loans',

where you own the land. Our programs are then separated further to accommodate your specific needs.

Call:(760) 429-3380 / (760) 822-9106

LOAN PROGRAMS

PRE-HUD HOMES

"Bringing Dreams Home"

(760) 529-5837 (Fax)

CALL OR EMAIL US!


We are available 7 days a week and will work with you from beginning to end.

The loan process can be overwhelming, so we strive to make your experience as smooth as possible.

MANUFACTURED HOME LOANS

GENERAL REQUIREMENTS

Two years of continuous employment. Other income may include, social security, court ordered child support, alimony, annuities, rentals.

500 plus credit score.

A certified appraisal and home owners insurance required with loan approval.

FRANK CARDENAS

MORTGAGE LOAN ORIGINATOR


(760) 429-3380 Cell

(760) 529-5837 Fax

Email:

empireassociates2@msn.com

EDWARD R. PARISH, JD

BROKER / OWNER


(760) 822-9106 Cell

(760) 529-5837 Fax

Email:

empireassociates1@msn.com