FRANK CARDENAS

MORTGAGE LOAN ORIGINATOR


(760) 429-3380 Cell

(760) 696-3710 Fax

Email:

empireassociates2@msn.com

Empire Associates Specalizes in Manufactured / Mobile Home Financing.

CALL OR EMAIL US!


We are available 7 days a week and will work with you from beginning to end.

The loan process can be overwhelming, so we strive to make your experience as smooth as possible.

We Appreciate the Opportunity to serve you.

"Bringing Dreams Home"

Call:(760) 429-3380 / (760) 822-9106

EMPIRE ASSOCIATES

PRE-HUD HOMES

Copyright / 2017 / Empire Associates

Type your paragraph here.

​​(760) 727-1149 (Fax)

LOAN PROGRAMS

MANUFACTURED HOME LOANS

GENERAL REQUIREMENTS

Mobile home loan programs are first separated into

2 categories. Loans on leased land with space rent, called

'Chattel Loans', and Loans on real property,

called 'Fee Simple Loans',

where you own the land. Our programs are then separated further to accommodate your specific needs.

Two years of continuous employment. Other income may include, social security, court ordered child support, alimony, annuities, rentals.

550 plus credit score.

A certified appraisal and home owners insurance required with loan approval.

June 15th, 1976 is an important date in the

Mobile Home lending industry. Mobile homes built prior to this date are Pre-HUD homes. This is the date

Housing and Urban Development set in place mobile home building guide-lines. We can finance a Pre-HUD home

on land or on leased land, as old as 1960.

EDWARD R. PARISH, JD

BROKER / OWNER


(760) 822-9106 Cell

(760) 696-3710 Fax

Email:

empireassociates1@msn.com