Two years of continuous employment. Other income may include, social security, court ordered child support, alimony, annuities, rentals.

500 plus credit score.

A certified appraisal and home owners insurance required with loan approval.

LOAN PROGRAMS

We Appreciate the Opportunity to serve you.

Mobile home loan programs are first separated into

2 categories. Loans on leased land with space rent, called

'Chattel Loans', and Loans on real property,

called 'Fee Simple Loans',

where you own the land. Our programs are then separated further to accommodate your specific needs.

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Empire Associates Specalizes in Manufactured / Mobile Home Financing.

(760) 529-5837 (Fax)

PRE-HUD HOMES

"Bringing Dreams Home"

GENERAL REQUIREMENTS

EMPIRE ASSOCIATES

Copyright / 2017 / Empire Associates

CALL OR EMAIL US!


We are available 7 days a week and will work with you from beginning to end.

The loan process can be overwhelming, so we strive to make your experience as smooth as possible.

June 15th, 1976 is an important date in the

Mobile Home lending industry. Mobile homes built prior to this date are Pre-HUD homes. This is the date

Housing and Urban Development set in place mobile home building guidlines. We can finance a Pre-HUD home on land or

on leased land, as old as 1965.

‚ÄčCall:(760) 822-9106 / (760) 429-3380

MANUFACTURED HOME LOANS

EDWARD R. PARISH, JD

BROKER / OWNER


(760) 822-9106 Cell

(760) 529-5837 Fax

Email:

empireassociates1@msn.com

FRANK CARDENAS

MORTGAGE LOAN ORIGINATOR


(760) 429-3380 Cell

(760) 529-5837 Fax

Email:

empireassociates2@msn.com