-  New or Existing Homes
-  Senior and Family Parks
-  Pre-HUD Homes, 1960 - June 15th, 1976
-  Competitive Rates and Terms
-  No Pre-Payment Penalties
-  No Pre-Qualification Fee
-  5%, 10%, 20% and 35%  Down Payment Programs
-  Fixed Rates
-  Refinancing, Cash Out and Buy For Programs
-  Primary, Secondary and Vacation Home Programs



In addition to lease land programs:
-  Senior Parks, Family Parks, Private Land

-  No Mortgage Insurance, most loans

-  No 433A Certificate, most loans

Leased Land Programs

THE LOAN PROCESS

​​(760) 727-1149 (Fax)

Copyright / 2017 / Empire Associates

​Call:(760) 822-9106 / (760) 429-3380

Land Owned Programs

​LEASED / LAND PROGRAMS

"Bringing Dreams Home"

​MANUFACTURED HOME LOANS

EMPIRE ASSOCIATES

Credit Application - Pre Approval - Documentation - Appraisal - Loan Documents - Sign and Close.


Each phase must be cleared by Underwriting.

All loans must meet Program Guidlines.


The process averages 30-45 days. Every loan is unique

and we strive to close as soon as possible.


Our Interest Rates are competitive and we offer

the best rate you qualify for.

Rates are determined by several factors:

Credit Score, Down Payment, Term,

Year of Home, Program and Structure.


Additional criteria may apply.